Business Working Capital

We use automatic payment technology to offer companies affordable working capital for business loans that help build their credit and help them manage cash flow. Our loans are from 6 to 12 months and when paid as agreed over time, can be renewed with little hassle and minimal underwriting. The loans are given to businesses that prove they are healthy by showing their daily bank balances, not their tax returns.

Some benefits include:

  • Provides cash for business needs including business expansion, purchasing inventory, soft costs (installation, freight, etc.)
  • Creates the opportunity to take advantage of the trade discounts and manage cash flow effectively.

Here are some loan basics:

  • Loan size: $5,000 to $100,000
  • Term: 6-24 months
  • Payments: Daily payments withdrawn electronically
  • Security: Personal & Company Credit
  • Loan Decision time: 2-3 days
  • Funding time: 5-7 days

A business with a consistent cash flow is ideal. We analyze your daily bank balances, cash flow and credit card receipts and arrange an appropriate loan amount based on your individual means of repayment.

Below is a formula to calculate an “instant quote” for working capital for business loans:

Sample $30,000 Loan

Loan Amount$30,000
Term (months)6
Cents on the dollar
(principal + interest + fees)
Daily Payment$277
Total Payback


Native working capital loans for businesses are an alternative to bank financing. In our current economic landscape loans are more difficult and time consuming to obtain. This program builds credit and has a reasonable cost.

For dollar amounts under $50,000 you only need to fill out our one page application.

Quick Quote!


Through our experience and understanding, we’re able to serve a diverse range of industries and markets with solutions tailor-made for our clients. Our passionate team of dedicated professionals takes great pride in the lasting relationships formed with our vendors.


Through our dedication to delivering exceptional service and our passion for building long-term relationships with our vendors and end users, we remain committed to achieving our vision of becoming industry leaders for those seeking unparalleled service from a nationwide lending provider